Business Plan · Seed Round · Confidential

MNTD is building the trust infrastructure for government-backed assets

Every government-backed asset should possess a trusted digital identity, a continuously verified history, and a permanent system of record — just as every vehicle has a VIN and a Carfax®. MNTD is building that infrastructure for the world's government-backed assets.

$1.2T+

Annual government-created value

$80B+

Transferable credit market by 2031

46K

CPA firms as origination layer

5

Structural market gaps we close

TTC+1.2%

Transferable Tax Credits

0.94

CARB+0.6%

Carbon Credits

0.88

DDB-0.3%

Duty Drawback

0.91

GRNT+0.9%

Grant Receivables

0.86

REC+2.1%

Renewable Energy Certs

0.83

FILM+0.4%

State Film Credits

0.92

HRC-0.5%

Historic Rehab Credits

0.89

RMB+0.2%

Healthcare Reimbursements

0.95

Our Vision

Building the infrastructure for the Government Asset Economy

Governments create trillions of dollars of economic value through tax credits, refunds, incentives, grants, environmental programs, and public policy initiatives.

These assets exist everywhere. Yet they remain fragmented, illiquid, and difficult to monetize.

For decades, businesses have relied on disconnected advisors, brokers, and manual processes to access this value.

We believe government-backed assets are emerging as a new financial asset class.

Just as capital markets transformed stocks and bonds into investable instruments, a new generation of infrastructure will transform government-backed assets into liquid, discoverable, and transferable economic value.

MNTD is building that infrastructure. Beginning with transferable tax credits and tariff refunds, MNTD enables advisors, asset owners, buyers, and institutions to act on government-backed assets through a single unified platform.

DiscoverVerifyAllocateTransferMonetize

The Government Asset Economy already exists. MNTD is building the market infrastructure that allows it to scale.

The Thesis

A new asset class is emerging: Government-Backed Assets

Government-backed assets represent one of the largest untapped opportunities of the intelligence age. Tax credits, tariff refunds, incentives, grants, rebates, procurement claims, energy credits, film credits, and healthcare reimbursements are valuable, fragmented, regulated, and difficult to verify. Today they are trapped in disconnected systems — buyers, sellers, CPAs, attorneys, lenders, brokers, funds, insurers, and agencies each repeat the same diligence, with no common identity layer, no shared system of record, and no continuously updating intelligence. MNTD solves this by creating a trusted infrastructure layer for government-backed assets.

What they are

Economic rights created through legislation, regulation, tax policy, and public programs — transferable, measurable, and backed by a regulatory framework.

  • Government-created value
  • Measurable economic benefit
  • Transferability or monetization potential
  • Defined regulatory framework
  • Predictable cash realization

Five structural problems

Government-created assets are among the largest fragmented pools of economic value in the world. Billions remain underutilized because the market lacks shared infrastructure.

01

Discovery

Most asset owners do not know they possess monetizable government assets in the first place.

02

Verification

Buyers struggle to validate legitimacy, compliance, ownership, and transferability.

03

Valuation

Pricing is inconsistent and dependent on small, opaque networks of brokers and specialists.

04

Liquidity

Most assets face limited buyer pools and little to no market transparency.

05

Distribution

No unified infrastructure connects owners, advisors, buyers, investors, and institutions.

Every major asset class needed infrastructure before capital markets could form. That layer does not yet exist for government-backed assets.

The Infrastructure

From a raw government claim to a financeable asset

MNTD turns fragmented, difficult-to-verify claims into standardized assets with identity, provenance, verification, compliance, and continuous intelligence — the sequence that lets capital markets form.

Government Source
MNTD Asset ID
Digital Asset Passport
Continuous Intelligence
Verified Transaction
Financeable Asset

The MNTD Asset ID

Every government-backed asset should have a permanent digital identity

Just as vehicles have VINs, securities have CUSIPs and ISINs, and real estate has parcel numbers, government-backed assets need a standardized identity layer.

The MNTD Asset ID creates a persistent identifier for each asset, linking it to its origin, issuer, owner, documentation, transferability, compliance status, valuation, and transaction history.

This transforms fragmented claims and credits into identifiable, verifiable, financeable assets.

  • Origin & issuer
  • Owner of record
  • Documentation
  • Transferability
  • Compliance status
  • Valuation
  • Transaction history
VINVehicles
CUSIP / ISINSecurities
Parcel NumberReal estate
MNTD Asset IDGovernment-backed assets

Digital Asset Passport™

A Carfax-like record for government-backed assets

Each MNTD Asset is supported by a continuously updated Digital Asset Passport™ — allowing buyers, lenders, attorneys, CPAs, and regulators to understand the full history and risk profile of an asset before capital is deployed.

The passport records

  • Existence and authenticity
  • Issuer and jurisdiction
  • Origin and provenance
  • Current ownership
  • Chain of custody
  • Transfer history
  • Encumbrances or competing claims
  • Expiration and statutory deadlines
  • Compliance status
  • Required documentation
  • Valuation and pricing history
  • Financing or pledge history
  • Audit trail and supporting evidence

Continuous Intelligence Layer

Static diligence becomes continuous intelligence

MNTD continuously monitors the authoritative sources that govern each asset class, ingesting and mapping data from government portals, statutes, regulations, court decisions, administrative guidance, legislative activity, media, accounting standards, and market pricing signals.

IRSU.S. TreasuryU.S. Customs & Border ProtectionFederal RegisterDepartment of EnergyEPAState tax authoritiesFilm officesGrant administratorsProcurement systemsHealthcare reimbursement systems

When a regulation changes, a filing window closes, a court decision alters risk, a statute is amended, or public sentiment shifts, MNTD updates the affected asset records and matching rules.

MNTD Verified Asset™

Raw government claims become MNTD Verified Assets™

Government-backed assets such as tariff refunds, tax credits, incentives, and other transferable public-sector claims often lack standardized verification. Buyers, lenders, CPAs, attorneys, and funds must repeatedly verify existence, ownership, authority, transferability, compliance, and value.

Raw Government Asset
Identity Verification
Ownership & Provenance
Compliance Review
Trust Score
MNTD Verified Asset™

MNTD solves this by creating a verified digital identity for each asset. Once verified, the asset becomes an MNTD Verified Asset™ — a standardized, diligence-ready asset supported by source records, attestations, ownership history, compliance review, and a dynamic trust profile.

Verified Asset Identity

Government source records, entry data, tax credit details, refund eligibility, issuing authority, asset value, and expiration timelines.

Verified Owner Identity

Corporate registration, beneficial ownership, authorized representatives, importer of record validation, KYC/AML review, and credential checks.

Verified Authority

Powers of attorney, corporate resolutions, broker certifications, digital signatures, and authority to sell, assign, finance, or transfer.

Verified Provenance

Chain of custody, ownership history, prior assignments, transaction history, escrow records, and competing claim review.

Verified Compliance

Statutes, regulations, agency guidance, filing status, transfer rules, utilization limits, audit exposure, and professional attestations.

Verified Market Intelligence

Comparable transactions, buyer demand, pricing signals, regulatory changes, litigation risk, policy developments, and expiration risk.

The Beachhead

Starting with the hardest asset class

MNTD's first beachhead is one of the most difficult government-backed assets to verify: IEEPA tariff refund claims owed to foreign-owned importers.

These claims require validation of foreign corporate ownership, importer identity, customs entry data, refund eligibility, authorized representation, claim value, filing deadlines, and chain of custody. If MNTD can verify and standardize these assets, the same infrastructure can extend across the broader government-backed asset economy.

IEEPA Tariff Refund Verification

  • Importer of Record validation
  • Foreign corporate ownership review
  • ACE customs entry verification
  • Refund amount calculation
  • POA and authorized representative review
  • Broker certification
  • CAPE/protest status
  • Assignment and sale readiness
  • Digital Asset Certificate issuance

Digital Asset Certificate™

A diligence-ready record of verified status

Once verification is complete, MNTD can issue a Digital Asset Certificate™ that summarizes the verified status of the asset at a specific point in time. This certificate can be used by buyers, lenders, insurers, escrow agents, CPAs, attorneys, and transaction desks to underwrite and close transactions with greater confidence.

Certificate fields

  • Verified asset identity
  • Verified owner
  • Verified authority to sell or assign
  • Verified value
  • Verified source documentation
  • Chain of custody
  • Compliance status
  • Outstanding diligence items
  • Trust Score
  • Certificate date and expiration

The MNTD Asset Stack

A layered infrastructure for verified assets

01

MNTD Identity™

Owner, entity, authority, and credential verification.

02

MNTD Passport™

Persistent digital record of asset lifecycle, documents, ownership, provenance, and compliance.

03

MNTD Certificate™

Point-in-time verification certificate used for sale, financing, insurance, or underwriting.

04

MNTD Trust Score™

Dynamic confidence score based on identity, provenance, compliance, documentation, market, and regulatory risk.

05

MNTD Intelligence™

Ongoing monitoring of laws, regulations, agency guidance, court decisions, media, policy, and market activity.

Liquidity Infrastructure

Once verified, an asset becomes financeable

With identity, provenance, verification, compliance, and continuous intelligence in place, MNTD creates the trust layer that allows capital markets infrastructure to form around previously fragmented government-backed assets — not merely helping parties transact.

Origination
Eligibility screening
Verification
Pricing
Buyer matching
Transfer workflows
Document automation
Signature capture
Compliance review
Funding
Collateralization
Insurance
Portfolio management
Secondary trading
Warehouse lending
Institutional custody

The Platform

One platform, three compounding layers

Stocks required exchanges. Mortgages required servicing platforms. Loans required underwriting. Government-backed assets require a full stack — and each layer makes the next more valuable.

01Origination

Government Asset Desks

A nationwide network of asset desks embedded within CPA firms. CPAs already hold client trust, financial visibility, tax expertise, and compliance oversight — they become the origination layer of the economy.

  • Identify monetizable assets within existing client books
  • Standardized intake and eligibility screening
  • Revenue share on every monetized asset
02Liquidity

The Government Asset Exchange

The operating system for government-backed assets. Owners list opportunities, buyers acquire economic rights, transactions are standardized, compliance is automated, and documentation is fully digitized.

  • Verification and compliance automation
  • Transparent, reference-grade pricing
  • Standardized transfer and settlement
03Capital

Government Asset Banking

As liquidity grows, financial services emerge on top of the exchange: advance funding, asset financing, portfolio construction, secondary markets, risk management, and institutional investment.

  • Advance and bridge funding for asset owners
  • Diversified, investable asset pools
  • Secondary markets and risk tooling

The winners will not simply broker transactions — they will build the infrastructure that lets the market function.

Business Model

Revenue compounds with every layer of the stack

We monetize the full lifecycle of a government-backed asset — from origination through transfer to financing — building durable, recurring revenue as liquidity deepens.

0.75–1.5%

of asset value

Transaction fees

Take rate on every economic right transferred through the exchange.

$1.2K

ARR per desk seat

Desk SaaS & origination

Subscription and revenue share with CPA-embedded Government Asset Desks.

$250+

per verified asset

Verification & compliance

Per-asset verification, eligibility, and documentation automation.

8–14%

blended yield

Banking & financing

Net interest and structuring on advance funding and asset pools.

Network Effects

Verify once, rely on it many times

Today, every participant repeats diligence from scratch. MNTD allows verification to be performed once and relied upon many times.

Buyer verifies the asset
Seller verifies eligibility
CPA verifies compliance
Attorney verifies transferability
Lender verifies collateral value
Fund verifies risk
Government verifies ownership and filings

As more assets, buyers, sellers, CPAs, attorneys, lenders, brokers, agencies, and funds use the platform, the intelligence layer becomes stronger, the transaction history richer, and the market more liquid — compounding network effects around trust, data, compliance, and volume.

From Point Solutions to Market Infrastructure

Each vertical strengthens the broader MNTD infrastructure

MNTD begins with high-friction asset classes where trust, documentation, and compliance determine value. Each vertical produces data, workflows, counterparties, rules, and transaction history that compound.

Transferable film tax credits
Energy tax credits
Tariff refunds
Trade claims
Healthcare reimbursement assets
State and local incentives
Government grants and rebates
Procurement and receivable claims

Over time, MNTD becomes the shared system of record for government-backed assets — similar in strategic importance to the role these systems play in their respective markets.

BloombergDTCCICEEuroclearPalantirCarfaxCUSIP

Beyond Tariff Refunds

One framework for every transferable government-backed asset

The MNTD Verified Asset™ framework is designed to support any transferable government-backed asset.

IEEPA tariff refundsState tax creditsFederal tax creditsFilm tax creditsEnergy and clean-tech incentivesCarbon creditsRenewable Energy CertificatesWater rightsGovernment grantsInfrastructure incentivesFuture public-sector assets

Why it matters

Faster Diligence

Reduce repetitive legal, accounting, and compliance review.

Greater Market Confidence

Give buyers and lenders a standardized asset verification record.

Improved Liquidity

Make fragmented government-backed assets easier to sell, finance, and underwrite.

Reusable Trust Layer

Every transaction strengthens the verified history of the asset.

The Category

Defining Government-Backed Asset Infrastructure

MNTD is defining a new category that sits at the intersection of the disciplines that govern trust, capital, and compliance.

RegTechFinTechGovTechCapital markets infrastructureAI-powered diligenceDigital identityAsset verificationCompliance automationStructured finance

The opportunity is not to build another marketplace. It is to create the foundational system that allows government-backed assets to become intelligent, auditable, transferable, financeable, and liquid.

Financials

A five-year path to category leadership

Illustrative projections driven by desk activation, asset volume, and the layering of banking revenue. Figures are estimates for planning purposes and intended to be refined with diligence.

$78M

Year 5 net revenue

$4.6B

Year 5 asset volume

1,200

Active desks by Year 5

72%

Gross margin at scale

Roadmap

From exchange to the operating system of an asset class

Phase 1In progress

Exchange foundation

Launch the Government Asset Exchange with transferable energy and film tax credits. Onboard the first cohort of CPA-embedded asset desks.

  • Verification engine
  • Standardized transfer flow
  • First 50 desks
Phase 2Next

Desk network scale

Expand the desk network nationally and broaden asset coverage to carbon, duty drawback, and grant receivables.

  • 500+ active desks
  • Multi-asset coverage
  • Reference pricing data
Phase 3Planned

Asset banking

Introduce advance funding, asset financing, and the first diversified, investable government-backed asset pools.

  • Advance funding
  • Institutional pools
  • Secondary market
Phase 4Vision

The operating system

Become the recognized infrastructure layer for government-backed assets — the Nasdaq and Bloomberg of a new asset class.

  • Data & terminal
  • Global expansion
  • Capital markets depth

Team

Built by operators across markets, tax, and infrastructure

A founding team that has lived at the intersection of regulated finance, tax expertise, and the systems that make markets function.

DO

Dylan Owens

Co-Founder & CEO

Leads vision, strategy, and capital formation for the Government Asset Economy.

EA

Emil Antonelli

Co-Founder & CTO

Architects the exchange, verification, and compliance automation that power the platform.

DF

David Fritz

Legal Counsel & Advisor

Guides regulatory, compliance, and transaction structuring across regulated markets.

The MNTD Thesis

  1. 01Government-backed assets are valuable but fragmented.
  2. 02Fragmented assets require verification.
  3. 03Verified assets require identity.
  4. 04Identified assets require intelligence.
  5. 05Intelligent assets become financeable.
  6. 06Financeable assets create liquid markets.
  7. 07MNTD is building the infrastructure that makes this possible.

MNTD is not building software around government-backed assets.

MNTD is building the infrastructure that allows government-backed assets to become a trusted, liquid, global asset class.

The Ask

Raising a $6M seed to build the infrastructure layer first

The Government Asset Economy has already begun — the infrastructure has yet to be built. We are raising to capture the origination network, ship the exchange, and define the category before anyone else does.

$6M

Seed round

24 mo

Runway target

500

Desks by raise end

Use of funds

Exchange & verification engineering40%
CPA desk network & GTM30%
Compliance, legal & licensing18%
Operations & reserve12%